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C., and Norfolk coming in at 4th and 5th respectively to round out the top ten.

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The Fed also reported that consumer borrowing grew 8.8%, the biggest gain in more than two years as Americans charged close to billion in credit card, student, auto and other debt.

That consumer confidence carried over into the holidays as U. retailers saw spending increase 4.9% in 2017 versus 2016 marking the biggest annual gain since 2011, according to Master Card Spending Pulse data.

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